Non-Standard Home Insurance
Some properties have unusual construction, history or usage that makes it difficult to find insurance. At Magnet, we offer competitively priced cover for most types of property.
We offer insurance for properties with the following:
- Subsidence History
- Flooding History
- Underpinned Properties
- Listed Buildings
- Movement/Settlement Mentioned in Surveys
- Barn Conversions
- Timber Framed, Cob, Wattle & Daub
- Flat Roofing over 40%
- Pre-fabricated Properties
- Steel Framed
We can also provide cover where you have an adverse home insurance history or your individual circumstances means you struggle to obtain home insurance.
- More than 3 claims in the last 5 years
- Previous insurance cancelled, declined/refused, voided or had special terms applied
- Financial History includes CCJs or Bankruptcy
- Unspent Criminal Conviction History
- High Risk Occupations
Even if your property is not you main home, we can provide cover. Magnet offers cover for all the following:
- Unoccupied Pending Sale
- Unoccupied due to cosmetic renovation
- Properties undergoing structural alterations
- Second/Holiday Home
- Let properties including students or DSS tenants
- Shared Occupancy
We have access to a number of specialised insurers, allowing us to provide you with the best cover possible at the right price for almost all types of property. Please call us if you would like to discuss your individual requirements.
For further details please contact us on 01636 858249, or alternatively email us at
info@magnetinsurance.co.uk